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When it comes to making the decision to hire a public adjuster or not, you have to consider your particular circumstances and situation. However, here’re our top reasons why a public adjuster may be good for you: 1. A Public Adjuster Will Free Up Your Time After a substantial property loss, you may find yourself
If summer storms damage your property, are you protected? In Michigan, we are lucky enough not to have monster tornadoes or floods. But even a vanilla summer storm could result in extensive property damages, some of which may not be covered by your homeowners policy. Find out if you have the right insurance coverage before
Insurance fraud is a serious problem The Coalition Against Insurance Fraud estimates that the average person pays close to $1000 per year in combined costs for homeowners, life and health just to cover fraudulent claims and associated costs. This is just one of the reasons why insurance companies treats claims, especially large property loss claims,
Did you know?? Casualty losses or theft losses not covered or reimbursed by your insurance company may be deductible on your federal income tax return. The deduction is taken for the year when the loss occurred, unless is from a federally declared disaster, in which case the deduction can be taken for the year preceding
Water damage is one of the most common types of property damage. From broken pipes, to overflowing toilets and sewage backups, water damage occurs frequently and causes extensive property losses - soaking carpets, destroyed belongings, structural damage, odors and mold. You are Responsible for the Restoration Bill, not the Insurer The most logical course of
If you ever have to deal with a house fire, time is of the essence. Learn about house fires to help you make the best decisions if ever in that circumstance. Fires spread quickly In less than a minute, a small kitchen fire can spread to threaten your home and family. Most home materials are
Whether you are shopping around for a new homeowners policy, need to file a property loss claim, or just want to be a more savvy consumer – understanding your homeowners insurance is important. Get started today – we’ll make it easy, with a quick look into the nuts and bolts of the average homeowners policy.
Frozen Pipes Property Damage – Frequently Asked Questions With sub-zero temperatures across Michigan, homeowners face an increased risk of frozen water pipes and water damage to their homes from burst pipes. Property losses from burst or frozen pipes average more than $10,000, and the time needed to repair the damages can be weeks or months.
Property Loss due to Roof Ice Dams Recent snowfall accumulation and low temperatures in the Metro Detroit area and throughout Michigan have created the conditions for ice dams to form on roof edges. Without proper remediation, ice dams can result in significant damage to the home and property losses. Why do Ice Dams form? Ice
With the winter and the Holiday Season already here, most of us look forward to spending those moments with family and friends, in warm homes with lit up trees and home cooked food. Sadly, for some, this holiday season will not be fondly remembered For many cold states, like Michigan and Ohio, winter is also
Why a public adjuster is good for you
When it comes to making the decision to hire a public adjuster or not, you have to consider your particular
Summer storms – Are you protected?
If summer storms damage your property, are you protected? In Michigan, we are lucky enough not to have monster tornadoes
When insurers don’t play fair…
Insurance fraud is a serious problem The Coalition Against Insurance Fraud estimates that the average person pays close to $1000
We were so happy to have had you recommended to us by a friend who had also experienced a fire. Nik met with us and took the time to explain our policy and the entire claim process. He helped us avoid numerous mistakes that could have been made. Michigan Fire Claims, Inc performance was simply fabulous.
Steve and Bonnie Dexter, Ionia