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If you ever have to deal with a house fire, time is of the essence. Learn about house fires to help you make the best decisions if ever in that circumstance. Fires spread quickly In less than a minute, a small kitchen fire can spread to threaten your home and family. Most home materials are
Whether you are shopping around for a new homeowners policy, need to file a property loss claim, or just want to be a more savvy consumer – understanding your homeowners insurance is important. Get started today – we’ll make it easy, with a quick look into the nuts and bolts of the average homeowners policy.
Frozen Pipes Property Damage – Frequently Asked Questions With sub-zero temperatures across Michigan, homeowners face an increased risk of frozen water pipes and water damage to their homes from burst pipes. Property losses from burst or frozen pipes average more than $10,000, and the time needed to repair the damages can be weeks or months.
Property Loss due to Roof Ice Dams Recent snowfall accumulation and low temperatures in the Metro Detroit area and throughout Michigan have created the conditions for ice dams to form on roof edges. Without proper remediation, ice dams can result in significant damage to the home and property losses. Why do Ice Dams form? Ice
With the winter and the Holiday Season already here, most of us look forward to spending those moments with family and friends, in warm homes with lit up trees and home cooked food. Sadly, for some, this holiday season will not be fondly remembered For many cold states, like Michigan and Ohio, winter is also
Home Inventory After a Loss – Why Work with a Professional Content Estimator Following a property loss, one of the most important factor to your claim success and full financial recovery, is accounting for all the damaged or lost items, and seeking proper reimbursement under your insurance policy. A typical homeowners policy covers not just damages
An Examination Under Oath, also known as an EUO, is sworn testimony during the claim process at the request of the insurance company, that they employ to gather facts about the property loss and uncover insurance fraud. Held in the presence of a court reporter, an examination under oath is critical in determining the facts
From flooded basements, to burst pipes and to leaky faucets, water damage is one of the most common reasons people make claims on their home insurance. However, not all types of water damage are covered by a standard homeowners policy. Here’s what’s covered, what’s not Standard homeowners insurance policies generally cover the following types of
Any reasonable expenses incurred because you lost the use of your home are covered under the “loss of use” provision of your homeowners policy. Covered expenses may include: temporary housing for your family, emergency replacement of essentials like clothing, medicine, food, rental cars, or gas (you can find out the specifics of what’s covered on
Water damage is one of the most frequent types of property damage and property loss insurance claims. According to the Insurance Information Institute, water damage comes in second place for insurance claims frequency, and in fourth place for homeowner losses ranked by claims severity. Even a small crack in a pipe, such as a 1/8-inch
What you need to know about house fires
If you ever have to deal with a house fire, time is of the essence. Learn about house fires to
Understanding your Homeowners Policy
Whether you are shopping around for a new homeowners policy, need to file a property loss claim, or just want
Frozen Pipes Property Damage FAQ
Frozen Pipes Property Damage – Frequently Asked Questions With sub-zero temperatures across Michigan, homeowners face an increased risk of frozen
We were so happy to have had you recommended to us by a friend who had also experienced a fire. Nik met with us and took the time to explain our policy and the entire claim process. He helped us avoid numerous mistakes that could have been made. Michigan Fire Claims, Inc performance was simply fabulous.
Steve and Bonnie Dexter, Ionia