Michigan Fire Claims represents Michigan homeowners through fire, flood, and total-loss disasters, handling every part of the claims process so you get the maximum settlement and the freedom to rebuild on your terms.
The Insurance Company Sent Their
Adjuster. You Haven’t Sent Yours.
When a fire or flood hits your home, the insurance company opens your claim and assigns an adjuster — someone whose job is to settle your loss for as little as possible. Most homeowners accept that first offer, never knowing a licensed public adjuster could have fought for considerably more.
We Are the Advocate Your Insurance Company Doesn't Want You to Have
Michigan Fire Claims is a licensed public adjusting firm. We work exclusively for you, never the insurance company. From the moment you call us, our team takes over the documentation, negotiation, and every phone call, so you don’t have to.
What We Handle for You
Step 1: Emergency Response
We mobilize immediately after your loss, inspect your property, review your policy, and open your claim the right way from day one.
Step 2: Complete Damage Documentation
Our building estimators and contents specialists document everything — structural damage, personal property, and items that are easy to miss and easier to undervalue.
Step 3: Claim Preparation and Presentation
We prepare and present your entire claim to the insurance company, including your Proof of Loss, and represent you through every negotiation, inspection, and examination.
Step 4: Settlement and Recovery
We fight for the maximum settlement you are entitled to under your policy. You review and approve before anything is finalized. You choose your contractor. You control the rebuild.
What Changes When You Have
Michigan Fire Claims on Your Side
We Work Only for You
The insurance company’s adjuster answers to the insurance company. Every member of our team answers to you.
You Get a Full Team, Not One Person
Licensed public adjusters, building estimators, contents specialists, and support staff work your claim together. No single point of failure, no detail overlooked.
You Stay in Control
You decide who rebuilds your home. You approve every step before we move forward. Your claim, your decisions.
No Financial Risk
You pay nothing up front. Our fee comes out of the settlement, and only after you get paid. If we don’t recover for you, you owe us nothing.
Over 20 Years Fighting for Michigan Homeowners
Michigan Fire Claims has been representing homeowners since 2003 and has served over 1,800 clients across Michigan.
Real Michigan
Homeowners. Real
Claims. Real Results.
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Thank you for the work performed on our fire claim. We are happy with the settlement. We will continue to refer you to friends, relatives, and any one we meet with a fire loss.
John Vandoer
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Michigan Fire Claims, Inc was able to do everything they assured me could be done on the loss. We were able to take the settlement, pay off the home and purchase a beautiful home not far from work.
Brett and Cindy Deguise
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We were so happy to have had you recommended to us by a friend who had also experienced a fire. Nik met with us and took the time to explain our policy and the entire claim process. He helped us avoid numerous mistakes that could have been made. Michigan Fire Claims, Inc performance was simply fabulous.
Steve and Bonnie Dexter
We Handle the Full Scope of
Your Residential Claim
Fire and Smoke
Damage Claims
Fire destroys quickly. Smoke travels further and damages more than most adjusters document. We make sure nothing is missed, and nothing is undervalued.
Water and Flood
Damage Claims
Water damage is deceptive. What shows on the surface rarely tells the full story. Our team documents the visible and the hidden so your claim reflects the true scope of your loss.
Denied and
Underpaid Claims
If your insurance company has already denied or underpaid your claim, the conversation is not over. We review your policy, challenge the decision, and fight to recover what you are owed.
Proof of Loss and
Examination Support
Michigan law requires a Sworn Statement and Proof of Loss within 60 days of your loss date. We prepare this for you and represent you through any examination under oath.
Licensed, Experienced, and
Accountable to You
Michigan Fire Claims has been licensed and operating in Michigan since 2003. We are members of the Michigan Association of Public Insurance Adjusters, the National Association of Public Insurance Adjusters, and carry BBB accreditation through both our Auburn Hills and Grand Rapids offices.
By the Numbers
In business since 2003. Over 1,800 Michigan clients served. Two Michigan office locations for a rapid statewide response.