Michigan Fire Claims works exclusively for you, not the insurance company. We handle every part of your residential claim so you can focus on your family, not the paperwork.
What the Insurance Company Offers You First Is Rarely What You’re Owed
When a fire or flood hits your home, your insurance company moves immediately to protect its own bottom line. Most homeowners accept the first offer without knowing they have a choice, leaving real money and real control on the table.
Think of Us as Your Attorney — But for
Your Insurance Claim
Michigan Fire Claims is a team of licensed public adjusters, building estimators, contents specialists, and loss consultants. We manage every part of your claim documentation, negotiation, and settlement so nothing gets missed and nothing gets underpaid.
What We Do for You
Step 1: We inspect your property and assess all damage immediately upon contact.
Step 2: Our building estimators and contents specialists document every loss in precise detail.
Step 3: Our licensed public adjusters negotiate directly with the insurance company on your behalf.
Step 4: We present the full claim for your review and approval before anything moves forward.
Step 5: You receive your settlement and stay in control of how and with whom you rebuild.
Every Type of Residential Loss.
One Dedicated Team.
Fire and smoke are only the beginning. Michigan homeowners trust us across every category of covered property loss.
Fire and Smoke
Damage Claims
Your home may have damage that the insurance company's adjuster missed. We document everything structural, contents, and smoke penetration, so you get the full picture and the full settlement.
Water and Flood
Damage Claims
Water damage spreads fast and hides in places the eye doesn't catch. Our estimators know exactly where to look and how to document it so your insurer can't minimize it.
Appraisal Services
When there's a dispute over the value of your loss, an independent appraisal can be the difference between what the insurer offers and what you're actually owed. We provide that service.
Why Hire a Public Adjuster?
Most homeowners have never heard of a public adjuster. We'll show you exactly what we do, why it matters, and why it's one of the smartest calls you can make after a loss.
Over 1,800 Michigan
Homeowners Have Trusted Us
With Their Claim
Since 2003, Michigan Fire Claims has helped residential property owners across the state recover more and rebuild on their own terms. We are BBB accredited, licensed in Michigan, and proud members of both MAPIA and NAPIA.
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Thank you for the work performed on our fire claim. We are happy with the settlement. We will continue to refer you to friends, relatives, and any one we meet with a fire loss.
John Vandoer
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A tremendous weight was lifted off our shoulder knowing we had you preparing and presenting our loss to State Farm. We were able to continue our normal work schedules without all the added pressure. Thank You.
Mosby and Brenda Clark
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Michigan Fire Claims, Inc was able to do everything they assured me could be done on the loss. We were able to take the settlement, pay off the home and purchase a beautiful home not far from work.
Brett and Cindy Deguise
Your Insurance Agent Said You’re Fine. Here’s What They Didn’t Tell You.
Asking your insurance company if you need a public adjuster is like asking the other team’s coach if you should hire a better player. There is no upfront cost to work with us, no financial risk, and no obligation after your free claim review. The only way you lose is by not making the call.
There Is No Upfront Cost
We work on contingency. You pay nothing until your claim is settled and you receive your payment.
You Stay in Control
Every decision — from your contractor to your rebuild timeline stays with you. We present your options and execute your plan.
We Fight for the Full Settlement
The insurance company’s first offer is rarely the final one. Our job is to make sure you never leave money on the table.
No Attorneys Required
In most cases, we handle the dispute directly. Our documentation quality and negotiation process are respected by insurers across Michigan.