Michigan Fire Claims stands exclusively on your side. We handle your entire residential fire damage claim, fight for the maximum settlement you're owed, and give you back control of your own rebuild.
A house fire is one of the most disorienting things a family can go through. The last thing you should have to figure out alone is whether your insurance company is giving you a fair deal.
Most Homeowners Don’t Know They Have a Choice in How Their Claim Is Handled
When fire damages your home, your insurer assigns its own adjuster to assess the loss. That adjuster answers to the insurance company, not to you. What you’re offered first is rarely what you’re entitled to. And without someone who knows exactly how to document, prepare, and negotiate a fire damage claim, you may never know what you left behind.
You Handle Your Family.
We Handle Your Insurance Company.
What We Do for Your Residential Fire Claim
The moment you contact us, we take the weight of the claims process off your shoulders. You focus on your family. We handle everything else.
- Emergency response and property inspection — we come to your home quickly to assess all fire, smoke, and related damage before any details are lost.
- Policy review — we read your homeowner’s policy carefully to identify every coverage, exclusion, and entitlement that applies to your loss.
- Damage documentation — our building estimators and contents specialists document everything your home and household have lost, thoroughly and accurately.
- Proof of Loss preparation — we handle Michigan’s required 60-day Proof of Loss deadline so you don’t miss critical filing windows.
- Claim preparation and submission — your complete claim package is professionally prepared and presented on your behalf.
- Negotiation with the insurance company — our licensed public adjusters negotiate directly with the insurer’s team, pushing back on underpayments and working to maximize your settlement.
- Your approval at every stage — you see everything before it moves forward. You stay in control of your rebuild from start to finish.
Over 1,800 Families Helped.
Over 20 Years in Michigan. One Side: Yours.
A Full Team Fighting for Your Home
When you hire Michigan Fire Claims, you’re not getting one person with a clipboard. You get licensed public adjusters, building estimators, contents specialists, and dedicated support staff all working on your claim.
Decades of Michigan-Specific Experience
We have been handling Michigan residential fire claims since 2003. We know the policies, the players, and the pressure points. That experience matters when your family’s home is on the line.
You Pay Nothing Until You Get Paid
Our fee comes from the settlement we secure for you, and only when you receive it. There is no upfront cost and no financial risk to working with us.
Licensed, Accredited, and Recognized
We are licensed in Michigan and hold active memberships in both MAPIA and NAPIA. Our BBB accreditation has been in good standing since 2006 across our Auburn Hills and Grand Rapids offices.
You Choose Your Contractor
We guide you on who can help with mitigation and reconstruction, but you make the decision. Your home, your rebuild, your contractors.
Nothing Is Overlooked
Our contents specialists account for everything your family has lost, from structural damage to personal property. Every item is documented, so nothing is left out of your settlement.
What Families Say After
We've Helped Them
Through the Worst of It
-
Thank you for the work performed on our fire claim. We are happy with the settlement. We will continue to refer you to friends, relatives, and any one we meet with a fire loss.
John Vandoer
-
We wish to thank you for handling our flood with professionalism and care to our home and belongings. Michigan Fire Claims, Inc was able to get us double the offer from the insurance company. Thank you!
Vargel Fili
-
A tremendous weight was lifted off our shoulder knowing we had you preparing and presenting our loss to State Farm. We were able to continue our normal work schedules without all the added pressure. Thank You.
Mosby and Brenda Clark
How Your Residential Fire Damage Claim
Works With Michigan Fire Claims
From First Contact to Final Settlement
You should never have to wonder what happens next. Here is the process, start to finish, so you always know where things stand.
- Call us before you call the insurance company. The earlier we’re involved, the stronger your position.
- Free home inspection. We visit your property at no charge, assess all fire and smoke damage, and review your policy with you.
- Your dedicated team is assembled. The right specialists are assigned to your claim right away.
- Comprehensive damage documentation. Every part of your home and every personal property loss is documented completely and accurately.
- Claim prepared and submitted on your behalf. We handle all paperwork, all communication with the insurer, and all required deadlines.
- Negotiation with your insurance company. Our licensed adjusters advocate directly for the settlement your policy supports.
- You approve the outcome. You review the final settlement before it’s accepted. The decision is always yours.