Fire Damage? Don't Face Your Insurance Company Alone.

Michigan Fire Claims is a public adjusting firm that works for you. We review your policy, document the damage and fight to get you the full value of your policy coverage. Call the 24-hour line or request your free claim review.

  • Licensed in Michigan Licensed in Michigan
  • BBB Member BBB Member
  • Serving Michigan Since 2003  Serving Michigan Since 2003 

Licensed in Michigan BBB Member Serving Michigan Since 2003 

Get Your Free Fire Claim Review

A public adjuster will contact you within 24 hours.

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By submitting, you agree that Michigan Fire Claims may contact you by phone, text, or email about your claim review.

Your Insurance Company Has Its Own Priorities. We Fight For Yours.

The fire is out, but the hard part is just starting. Smoke and soot reach walls, floors, and furniture. The water used to put out the fire adds its own damage. Then comes a policy full of legal terms and sections that are open to interpretation.

Your insurance company has its own adjuster and its own priorities. The adjuster they send works for the insurer and looks out for the insurance companies best interests. Our team of public adjusters work for you. We read your policy, document everything the fire touched, and deal with your insurer. Our only mission is to fight for your, our client, and ensure your policy coverages are fulfilled.

What Happens When You Call Us

  1. Your Free Claim Review — We talk through what happened during our free consultation and then do a site inspection to assess the damage.
  2. Full policy review — we read your policy the way it needs to be read, identifying every coverage and entitlement that applies to your loss.
  3. We Read Your Policy — We analyze your policy to find the coverage that applies and to understand your rights and responsibilities.
  4. Claim preparation and submission — we prepare your Proof of Loss, meet Michigan’s 60-day deadline, and present your claim professionally and completely.
  5. We Document the Full Loss — Our appraisers and estimators document the damage to your building and your belongings, including smoke, soot, and water damage.
  6. We Submit Your Claim — We prepare the claim and submit it to your insurance company.
  7. We Deal With Your Insurer — We negotiate on your behalf. If your insurer asks for an examination under oath or a recorded statement, we assist you with it.

From Smoke Damage to Total Loss Decisions

  • Smoke & Soot Damage

    Smoke and acid soot can damage walls, floors, furniture, and belongings throughout the property.

  • Building & Contents

    We appraise the structure and the contents inside it.

  • Water Damage From Putting Out the Fire

    Firefighting water adds its own damage, and it belongs in your claim.

  • Restoration & Total Loss Decisions

    Talk to a public adjuster before you hire a restoration company or decide what happens next.

  • Examination Under Oath & Recorded Statements

    If your insurer requires one, we assist you through it.

  • Homes & Businesses

    We represent homeowners and business owners.

A Michigan Team With More Than
20 Years Behind It

Michigan Fire Claims have worked with Michigan homeowners and business owners since 2003 and handle hundreds of fire claims a year. Our goal is simple, ensure our clients get better, faster settlements for your property loss claims than you otherwise would have.



When you work with Michigan Fire Claims you get a team of specialists, including licensed public adjusters, appraisers, building estimators, and content estimators, working for you to pursue the full value of your claim.

We are licensed in the State of Michigan and are members of the Michigan Association of Public Insurance Adjusters, the National Association of Public Insurance Adjusters, Leading Public Adjusters, and the Better Business Bureau.

What Michigan
Homeowners & Business
Owners Are Saying

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    My family and I had a house fire 6 days before Christmas. I would have thought the process would be overwhelming. Thankfully Michigan fire claims was there for us. They handled everything so we were able to recover fully from our losses. No matter when I called or texted Rod answered. The whole team put in a lot of work so we didn’t have to.

    Dan Martinez

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    Before I say anything else, I want to succinctly express the most important sentiment contained in this post, which is that enlisting the services of Michigan Fire Claims may very well be the BEST DECISION I HAVE EVER MADE. But please allow me to provide some context so as to convey precisely why I am compelled to make such a strong statement.

    I recently found myself embroiled in the profoundly unexpected and fully uncharted territory of having to navigate the aftermath of a catastrophic fire that destroyed my home and relegated virtually all my possessions to the ashbin of history. Just like the many individuals and families who have previously experienced such misfortune, my only option was to forge ahead through the devastation and commence the one-day-at-a-time project of putting my life back together. Obviously, a vitally important component of this multi-faceted project is the process of filing the insurance claim. Should you find yourself in this predicament, you should expect to start receiving calls from people identifying themselves as public adjusters. I had never heard of public adjusters before the fire. In fact, of the many friends, family members and work colleagues with whom I’ve discussed my recent tribulations, not A SINGLE one of them had ever heard of public adjusters.

    But this is totally understandable, as there is no reason to know who they are until you need them.

    Public adjusters (who, despite what the name might imply, are not government agents, but wholly private sector entities), in short, are professionals who, equipped with their knowledge of the intricacies and protocols of the insurance claims process, serve as advocates and liaisons on behalf of the insured. Their objective, quite simply, is to maximize the payout for their clients, which is in stark opposition to the objective of insurance companies, which is, of course, to vigorously find any pretext upon which to reduce the payout, all while making the process as painful and abstruse as possible. Public adjusters are the antidote to this unpalatable scenario, and Michigan Fire Claims is absolutely the most reputable firm in this arena that I could ever imagine.

    I think it’s important to address the fact that the method whereby public adjusters, including Michigan Fire Claims, scout for prospective clients may be off-putting for some. On a superficial level, public adjusters are analogous to those in the legal profession who many derisively refer to as “ambulance chasers”. Public adjusters are, essentially, “fire truck chasers”. I received a call from one not even twelve hours after I had just watched in horror as my house was engulfed in flames. This was NOT Michigan Fire Claims. I received a call from another one just a couple days later. This, also, was not Michigan Fire Claims. No, Michigan Fire Claims had the DECENCY to wait for six days before reaching out to me, at which point I was actually ready to comprehend the service they were offering. Even after my initial interaction with them, while I was still on the fence about whether I needed their help, and while I still clung to the delusion that I had the will and wherewithal to combat the insurance company alone, Michigan Fire Claims did NOT importune me; they waited for me to come to them. AND I’M SO GLAD I DID. Over the course of the process, three different individuals participated in handling my case, including the president of the company himself, and at no point after enlisting their services did I ever have to interact directly with the insurance company again. They did all that work for me.

    And here’s the most important thing. Every single member of the Michigan Fire Claims team I encountered along the way was fundamentally DECENT, exceedingly EMPATHETIC to my plight, and unimpeachably COMPETENT in the execution of the mission at hand. After all was said and done, they had extracted virtually the maximum possible payout from the insurance company, and they did so for a VERY fair fee. Michigan Fire Claims is a beacon for those in need.

    Anderson D.D.’s Bargain Jamboree

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    Thank you for the work performed on our fire claim. We are happy with the settlement. We will continue to refer you to friends, relatives, and any one we meet with a fire loss.

    John Vandoer

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    We were so happy to have had you recommended to us by a friend who had also experienced a fire. Nik met with us and took the time to explain our policy and the entire claim process. He helped us avoid numerous mistakes that could have been made. Michigan Fire Claims, Inc performance was simply fabulous.

    Steve and Bonnie Dexter

Before You Talk to Your Insurer, Contact Us First.

Call (877) 997-0258 any time, day or night. A public adjuster will talk through your loss and your options, and your claim review is free. You can also request a claim review below and our team will be in touch within 24 hours.

Call Now (877) 997-0258

Get Your Free Fire Claim Review

A public adjuster will contact you within 24 hours.

*Required fields.

By submitting, you agree that Michigan Fire Claims may contact you by phone, text, or email about your claim review.