Public Adjuster

Whether you are shopping around for a new homeowners policy, need to file a property loss claim, or  just want to be a more savvy consumer - understanding your homeowners insurance is important. Get started today - we’ll make it easy, with a quick look into...

Frozen Pipes Property Damage - Frequently Asked Questions With sub-zero temperatures across Michigan, homeowners face an increased risk of frozen water pipes and water damage to their homes from burst pipes. Property losses from burst or frozen pipes average more than $10,000, and the time needed...

Property Loss due to Roof Ice Dams Recent snowfall accumulation and low temperatures in the Metro Detroit area and throughout Michigan have created the conditions for ice dams to form on roof edges. Without proper remediation, ice dams can result in significant damage to the home...

With the winter and the Holiday Season already here, most of us look forward to spending those moments with family and friends, in warm homes with lit up trees and home cooked food. Sadly, for some, this holiday season will not be fondly remembered...

Home Inventory After a Loss – Why Work with a Professional Content Estimator Following a property loss, one of the most important factor to your claim success and full financial recovery, is accounting for all the damaged or lost items, and seeking proper reimbursement under your insurance...

An Examination Under Oath, also known as an EUO, is sworn testimony during the claim process at the request of the insurance company, that they employ to gather facts about the property loss and uncover insurance fraud. Held in the presence of a court reporter,...

From flooded basements, to burst pipes and to leaky faucets, water damage is one of the most common reasons people make claims on their home insurance. However, not all types of water damage are covered by a standard homeowners policy. Here’s what’s covered, what’s not...

Any reasonable expenses incurred because you lost the use of your home are covered under the “loss of use” provision of your homeowners policy. Covered expenses may include: temporary housing for your family, emergency replacement of essentials like clothing, medicine, food, rental cars, or gas...

Water damage is one of the most frequent types of property damage and property loss insurance claims. According to the Insurance Information Institute, water damage comes in second place for insurance claims frequency, and in fourth place for homeowner losses ranked by claims severity. Even a...