After a property loss – Appraisal Services
Michigan Fire Claims provides comprehensive property appraisal services for residential and commercial customers, to support property loss claims with the insurance companies.
What is a property appraisal?
Generally, a property appraisal is the valuation of your personal property, an appraisal after a property loss will quantify your loss and be used to determine an accurate reimbursement value.
Why are damaged property independent appraisals important for the success of my insurance claim?
Getting an accurate appraisal from an independent appraiser is a critical step for the success of your property damage claim. Without an independently done property damage appraisal you may find yourself in the end having to pay out of pocket for many expenses that should have been covered under the insurance claim.
What is an Appraisal Clause?
Each insurance policy has an appraisal clause. That appraisal clause can be invoked by the insurer or by the insured person, when they can’t reach an agreement. Basically, the two parts acknowledge the fact that they can’t come to terms and they choose someone else to represent them in the dispute. The intention to invoke the appraisal clause must be announced thorough a written request. If the two appraisers (yours and the one from the insurer) don’t agree over the dispute in a reasonable amount of time, each or the two parts can submit their differences to a previously selected umpire, who will settle the dispute.
Why obtain your own appraisal from us?
Unlike your insurer’s appraiser, the appraisers from Michigan Fire Claims will serve your own interests, going above and beyond to make sure you get the last penny you are entitled to.
We will represent you through all the negotiating process with the insurance company and we’ll make sure that you are treated fairly. We have the knowledge and the expertise to deal with your insurer through all the steps of the claim process, and level the play field to your advantage. At the same time, we’ll take many tedious tasks and responsibilities off your shoulders, letting you get back to your life.
As part of our appraisal service, Michigan Fire Claims Inc. will:
- obtain all documentation relating to your insurance policy and claim
- analyze the loss appraisal from your insurance company
- we perform our own detailed appraisal by estimating the contents and structure loss
- we document our findings thoroughly
- we dispute the insurer’s appraisal through the appraisal clause
- we file the property loss claim, supported by the appraisal documents
- we negotiate a favorable settlement on your behalf
Contact us today with any questions you might have about our appraisal services. As one of the leading public adjuster companies in Michigan, Michigan Fire Claims Inc. is in the best position to help you get a good start on your financial recovery after property losses from fire, water, floods, and storms. Our team of appraisers, estimators and public adjusters will work to assure best possible settlement and your complete satisfaction.