What is a PUBLIC ADJUSTER?
A public adjuster is a professional insurance adjuster, licensed by individual states that only represent the interests of the insured individual. Having your best interests in mind, they level the playing field between you and the company adjuster.

When you suffer a property loss, like a fire loss, flood loss, mold or water damage the insurance company sends their own insurance adjuster to investigate the claim. Insurance companies employ staff adjusters and independent adjusters; they serve the insurance company's interest, not yours.

Regardless of where you are in the process - even if you believe you have already received the best settlement from your insurance company - call us today, we might be able to increase that settlement and sometimes even double it !

As Public Adjusters and Damage Estimators we work for you, the insured, to increase property insurance claim settlement amounts.

What are the nenefits of hiring a public adjuster?
Like having a lawyer by your side in court, a public adjuster is there to work as your advocate to make sure that every detail is covered in your claim. Our adjusters have years of experience interpreting insurance policies and backing up claims for coverage. After a traumatic property loss like a fire loss or flood, your focus will be on rebuilding your home or business, not on learning how to interpret insurance language.

How is MICHIGAN FIRE CLAIMS compensated?
We are typically compensated by a small percentage of the claim, which is offset by the higher settlement we are able to obtain. In special circumstances, other means of compensation can be negotiated.

If my property suffers catastrophic damage, won't the insurance company just pay me the policy limits?
In some cases, yes, however, this depends on the type of insurance policy you carry. There are some policies that can pay more than the amount of insurance shown on the declaration page. Our adjusters can review your policy to determine the full extent of your entitlement.

Why should I engage the services of MICHIGAN FIRE CLAIMS to obtain what is rightfully due to me?
Insurance companies employ professional adjusters to represent their best interests in claims. You should hire Michigan Fire Claims to represent yours.